Texas Educators Home Loan Program

All School District Employees Qualify
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The Texas Educators Program is not for teachers only.
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Any employee who has been employed by a Texas school district for a minimum of two consecutive years can qualify for this program.

No Monthly PMI
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There is no monthly private mortgage insurance with this program.
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This could potentially save you hundred of dollars monthly on your mortgage payment.

Up To 103% Financing
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Keep more of your hard earned money in your pocket. No extra cash for a down payment is required.
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You can finance your home up to 103%, using the extra 3% to cover your closing costs.

Requirements
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At least one applicant must be a current teacher or school employee for at least 2 consecutive years in a Texas school district
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680+ credit score
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45% debt-to-income (DTI) limit